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Save Money Tips While Studying in Poland

Thinking about studying abroad and stretching your budget at the same time? Get to know tips to save money while studying in Poland and realize that Poland might just be the perfect destination for you! Known for its rich history, vibrant culture, and welcoming atmosphere, Poland has quickly become a favorite among international students, especially those participating in Erasmus programs.

What sets Poland apart? It's not just the beautiful cities or top-notch universities it’s also how affordable life can be here compared to other European countries. Whether you're wandering through the bustling streets of Warsaw or soaking in the charm of Białystok, Poland offers a student experience that won’t break the bank.

But here’s the catch: even in an affordable country, managing your finances wisely is key. From rent to transport, every złoty saved counts toward more unforgettable memories and experiences. So, let’s dive into some practical and creative ways to save money while studying in Poland!

Is Erasmus in Poland Affordable?

Factors Influencing Costs

The cost of living in Poland varies significantly depending on the city you choose to study in. While all cities in Poland offer relatively affordable options compared to other European countries, your expenses can fluctuate based on local factors such as rent, food, and transportation. This variability allows students to choose a location that best fits their budget.

The cost of living in Poland varies significantly depending on the city you choose to study in. While all cities in Poland offer relatively affordable options compared to other European countries, your expenses can fluctuate based on local factors such as rent, food, and transportation. This variability allows students to choose a location that best fits their budget.

City-Specific Affordability

Warsaw - As the capital and largest city, Warsaw is the most expensive option for students. Rent prices are higher, and the general cost of living can add up quickly. However, the city compensates with a dynamic urban lifestyle, excellent public transport, and numerous student discounts to help balance the budget.

Poznan - Poznan offers a middle ground in terms of affordability. It's a lively student city with reasonably priced housing and living costs. Students here enjoy a blend of urban amenities and budget-friendly options, making it a popular choice for Erasmus participants.

Białystok - For those looking to save significantly, Białystok is the most affordable option among Polish cities. With low rent prices and a cost of living well below the national average, this charming city allows students to stretch their budgets while enjoying a comfortable lifestyle.

Why Should You Save Money During Erasmus?

Saving money during your Erasmus adventure isn’t just a smart choice - it’s the key to making the most of your experience. While the primary goal of studying abroad is academic growth, Erasmus is also about exploring new cultures, meeting people, and immersing yourself in unforgettable experiences. Budgeting wisely allows you to do all of this without worrying about financial stress.

When you manage your finances well, you free up resources to enjoy activities that boost your time abroad. From weekend getaways to neighboring countries to trying out local cuisines and participating in social events, having a little extra in your pocket means you can say yes to more opportunities.

Living on a budget teaches you discipline and ensures you have enough funds for essential expenses like rent, groceries, and transportation. Staying financially stable not only keeps you out of debt but also allows you to handle unexpected costs, like emergencies or last-minute academic needs, without stress.

One of the biggest perks of Erasmus is the chance to travel. Poland’s central location in Europe makes it an excellent hub for exploring nearby countries. Budgeting carefully means you can afford train tickets, discounted student flights, and hostel stays, ensuring you make the most of this unique opportunity to see the world.

Financial worries can take a toll on your mental health, especially when you're far from home. By planning and saving, you minimize anxiety about running out of money and can focus on enjoying your Erasmus journey. Knowing you’ve got your finances under control lets you fully embrace the academic, cultural, and social aspects of your exchange.

In short, saving money during Erasmus is about much more than just cutting costs -it’s about giving yourself the freedom to experience everything this once-in-a-lifetime opportunity has to offer.

Best Tips to Save Money During Erasmus in Poland

Living on a student budget doesn’t mean you have to miss out on experiences or essentials. By taking advantage of the resources and discounts available in Poland, you can save significantly while still enjoying everything your Erasmus journey has to offer. Here’s how:
Polish cities are well-equipped with buses, trams, and metro systems that make getting around affordable and efficient. As a student, you can access generous discounts on public transport fares with your student ID card. Check out study.gov.pl for more information on how to unlock these savings

Transportation

 Trains - Exploring Poland by train is an excellent way to see more of the country. With the PKP Intercity student discount, you can save significantly on rail travel. Just ensure you have your student ID ready when booking tickets. Learn more about these discounts at PKP Intercity.

Flights - Want to travel beyond Poland? Budget airlines like Ryanair are a student’s best friend. If you have an ESNcard, you can use even more discounts on flights, making weekend getaways across Europe an affordable reality.

Food and restaurants

Food Apps -  Eating out doesn’t have to burn a hole in your wallet. Apps like Foodsi, ToGoodToGo, Sweyze, and Finebite let you buy food from restaurants, bakeries, and grocery stores at heavily discounted prices (up to 70% off!). Not only do you save money, but you also help reduce food waste - a win-win!

 Cook at Home - Preparing meals at home is one of the easiest and most effective ways to save money. Grocery shopping and cooking your own meals cost far less than eating out regularly. Plus, it’s a chance to learn how to whip up some Polish favorites like pierogi or bigos!

ISIC Card -The ISIC (International Student Identity Card) is a must-have for Erasmus students. It provides access to discounts on everything from museums and public transport to restaurants and shops. Get your ISIC card at ISIC Poland and start saving!

ESN Card - The Erasmus Student Network (ESN) offers its members discounts on flights, accommodation, and local services. This card is a handy tool for saving money not just in Poland but across Europe, making your Erasmus experience even more affordable.

By using these tips and resources, you’ll be able to save money without compromising on the quality of your experience in Poland. Remember, every little saving adds up, giving you the freedom to explore, enjoy, and thrive during your Erasmus adventure! Get to know more about the beat deals here, on our article about useful tips for your Erasmus stay in Poland.

How to Save Money Before You Start Erasmus in Poland

Saving money for your Erasmus adventure begins long before you set foot in Poland. Careful planning and smart choices during the preparation phase can significantly reduce your expenses and set you up for a financially stress-free experience. Here’s how:

1. Plan Your Finances

Start by creating a budget that outlines your expected expenses, including tuition fees, accommodation, daily living costs, and travel. Research potential scholarships or grants offered by Erasmus programs or Polish universities. Having a clear financial plan helps you understand how much you need to save and ensures you’re prepared for any unexpected costs.

2. Research the Cost of Living

Poland is known for being affordable, but the cost of living can vary depending on the city. Use resources like Numbeo to compare expenses like groceries, transportation, and leisure activities across cities like Warsaw, Poznan, and Białystok. Knowing these details in advance can help you choose a city that fits your budget and lifestyle.

3. Find Affordable Housing

Housing is often one of the biggest expenses for Erasmus students, so finding affordable accommodation is crucial. Websites like Pepe Housing specialize in helping international students find budget-friendly housing options in Poland. Consider options like shared apartments, which are not only cost-effective but also a great way to make friends.

4. Pack Smart

Reduce upfront expenses by bringing essentials with you, such as winter clothing and basic kitchen supplies, rather than buying them after you arrive. Check airline baggage policies to maximize your luggage allowance without incurring extra fees.
Your family can always support you by sending a package with same clothes or food by using InPost.

5. Two Secret tricks that will save your money during arriving in Poland

During your first month on Erasmus, you will face the obvious challenge of transferring the rent for your apartment to your landlord. You are probably wondering: How do you avoid transfer fees? We have the solution for you - the wise.com application will make this task much cheaper! Thanks to wise.com you will be able to make quick and hassle-free international transfers and, most importantly, avoid foreign exchange fees.


6. Use Online Guides

Make use of comprehensive guides and blogs to uncover money-saving tips. For example, PepeHousing’s blog offers practical advice on saving money and time during your Erasmus experience. See more here: Ultimate Student Accommodation Guide in Poland.

By taking these steps before you begin your Erasmus journey, you can significantly reduce upfront costs and create a solid financial foundation for your time in Poland. Preparation is key, and a little effort now can save you a lot later!

Comparing Living Costs Across Polish Cities

Poland’s affordability makes it a top destination for Erasmus students, but the cost of living can be different depending on the city. Here’s a breakdown of living expenses across three key cities Warsaw, Poznan, and Białystok focusing on food, clothing, and rent.

Food and Markets

Grocery prices in Poland are generally budget-friendly, but there are slight differences between cities. According to data from Numbeo, here’s what you can expect:

Shopping at local markets or budget supermarkets like Biedronka and Lidl can help keep costs even lower, no matter the city. Its good to have "My Biedronka Card" or "Lidl Plus" to know about all the promotions and get the discounts.

Clothing

Affordable clothing options are available throughout Poland, but smaller cities like Poznan and Białystok are particularly budget-friendly. Popular chain stores like Sinsay, Reserved, and CCC often have sales, making it easy to stock up on essentials without overspending. In Warsaw, while there are more luxury options, you can still find great deals in outlet stores or during seasonal sales.

Rent

Rental prices are one of the biggest differentiators in the cost of living in Polish cities.

For the best deals, students are advised to book early and consider shared apartments which are often cheaper and provide a great opportunity to meet fellow Erasmus students.

Comparing these cities, it’s clear that while Warsaw offers a bustling urban experience, smaller cities like Poznan and Białystok provide a more affordable lifestyle, making them ideal for students on a tighter budget. Choosing the right city based on your financial situation is crucial to ensuring a comfortable and enjoyable Erasmus experience.

Conclusion

Studying in Poland, especially during an Erasmus program, offers an affordable experience for students who take advantage of smart money-saving tips. From choosing the right city to using discounts on transport, food, and housing, there are countless ways to stretch your budget without sacrificing enjoyment. With careful pre-planning and a focus on managing finances, you can fully enjoy Poland’s student-friendly opportunities, explore its vibrant culture, and make the most of your Erasmus adventure.

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About the author
Joanna Stolarska - Expert in finding rental apartments for Erasmus students in Poland. In my free time I'm an enthusiastic traveler and I love running. I'm happy to share with you my tips & life hacks about Erasmus in Poland.
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